Root Inc (ROOT · NASDAQ)
ROOT · MARKET VIEW
Market view · as of Jul 27, 2026
Revenue (TTM)
$1.56B
+12.6% YoY
Gross margin
39.5%
EPS (latest q)
$2.09
vs $0.84 est · beat
52-wk position
17.9%
-53.8% vs 52w high · +10.9% 1mo
Price (last ~year)
Root, Inc. reported a Q1 2026 net income of $35.9 million on $393.5 million in revenue, marking a 95.3% year-over-year increase in earnings. The property and casualty insurer recently expanded its behavior-based coverage to New Jersey, now operating in 37 states, while maintaining $608.9 million in cash against $200.3 million in total debt. With a market capitalization of $917.1 million and a P/E ratio of 17.14, the shares are trading 53.8% below their 52-week high.
Valuation
- Market cap
- $917.1M
- P/E
- 17.14
- P/B
- 2.82
- P/S
- 0.588
- Beta
- 2.847
- Analyst target
- $68.8
Quality & returns
- Gross margin
- 39.5%
- Operating margin
- 10.4%
- Profit margin
- 3.5%
- ROE
- 14.8%
- ROA
- 3.0%
Price movement
- Last
- $57.95
- 1-month
- +10.9%
- 3-month
- +6.4%
- RSI (14)
- 36
- vs SMA200
- -8.4%
- 52-wk position
- 17.9% -53.8% vs high
Quarterly trajectory
Revenue by quarter (oldest → newest)
| Quarter | Revenue | Op income | Net income | EBITDA |
|---|---|---|---|---|
| 2026-03-31 | $393.5M | $36.1M | $35.9M | $44.0M |
| 2025-12-31 | $397.0M | $5.4M | $5.3M | $13.6M |
| 2025-09-30 | $387.8M | $-5.0M | $-5.4M | $5.0M |
| 2025-06-30 | $382.9M | $22.0M | $22.0M | $29.3M |
Recent news
- Bullish Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States · 2026-07-23
- Bullish Root, Inc. Q1 2026 net income nearly doubles to $35.9M with EPS up 95%, signaling strong operational turnaround. · 2026-07-02
- Neutral Root, Inc. Class A Actuals & Estimates (NASDAQ:ROOT) · 2026-06-26
- Neutral Root, Inc. (ROOT) CAO reports RSU tax-withholding share disposition · 2026-06-23
- Bullish 5 Small-Cap Stocks to Buy No Matter the Headlines · 2026-06-23
- Neutral Root, Inc. (ROOT) CAO has 490 shares withheld to cover RSU taxes · 2026-06-16
Sources this view read
- fundamentals Company overview & valuation (Alpha Vantage OVERVIEW)
- filing Quarterly financial statements (Alpha Vantage INCOME/BALANCE/CASH)
- earnings Reported earnings history (Alpha Vantage EARNINGS)
- prices Adjusted daily prices (Alpha Vantage TIME_SERIES_DAILY_ADJUSTED)