Kemper Corporation (KMPR · NYSE)

Kemper posted a Q2 2026 operating loss of $467.0M on revenue of $1.09B (down 9.1% YoY), driving trailing profit margin to -10.8% and ROE to -19.7%, though it beat EPS estimates with $0.45 reported versus $0.32 expected. The stock trades at $25.67, down 10.5% over the past month and 47.2% below its 52-week high, with an RSI of 28 and a price 15.2% below its 200-day moving average. Leverage remains elevated at 8.3x debt/EBITDA on $944.5M of total debt, while quarterly operating cash flow of $119.3M and free cash flow of $97.0M in the June quarter provide some cushion. Analyst sentiment is cautious, with a "Reduce" consensus and a $36.33 average target despite the stock's depressed valuation at 0.70x book.