Humana Inc (HUM · NYSE)
HUM · MARKET VIEW
Market view · as of Oct 5, 2026
Price (last ~year)
Humana shares closed at $388.36, up 2.3% on the day but down 4.5% over the past month, and the company has beaten earnings estimates in each of its last four quarters, including Q2 2026 EPS of $7.61 versus $6.22 expected. Quarterly revenue reached $40.87B in the June quarter, up 26.2% year over year, though operating cash flow was negative at -$426.0M and free cash flow -$558.0M. Margins remain thin — 3.5% operating and 0.9% profit — with debt of $14.25B at 4.0x EBITDA against $6.89B in cash. The company, alongside UnitedHealth, is discontinuing Medicare Advantage plans covering a large share of more than one million seniors for 2027, citing rising medical costs.
Valuation
- Market cap
- $46.63B
- P/E
- 36.92
- PEG
- 1.254
- P/B
- 2.342
- P/S
- 0.32
- Beta
- 0.745
- Analyst target
- $423.74
Quality & returns
- Gross margin
- 13.7%
- Operating margin
- 3.5%
- Profit margin
- 0.9%
- ROE
- 6.9%
- ROA
- 3.9%
Price movement
- Last
- $388.36
- 1-month
- -4.5%
- 3-month
- -2.4%
- RSI (14)
- 40
- vs SMA200
- +32.8%
- 52-wk position
- 91.3% -5.2% vs high
Quarterly trajectory
Revenue by quarter (oldest → newest)
| Quarter | Revenue | Op income | Net income | EBITDA |
|---|---|---|---|---|
| 2026-06-30 | $40.87B | $1.36B | $693.0M | $1.31B |
| 2026-03-31 | $39.65B | $1.58B | $1.19B | $1.97B |
| 2025-12-31 | $32.52B | $-1.02B | $-796.0M | $-685.0M |
| 2025-09-30 | $32.65B | $108.0M | $195.0M | $480.0M |
Recent news
- Somewhat-Bullish UnitedHealth Reports on Oct. 13. Here's the 1 Number I'm Watching. · 2026-10-03
- Somewhat-Bullish MinuteClinic is helping connect more Americans to care · 2026-10-02
- Neutral Form 4 Humana Inc For: 2 October By Investing.com · 2026-10-02
- Somewhat-Bearish UnitedHealth and Humana cutting Medicare Advantage plans in 2027 · 2026-10-02
- Somewhat-Bearish UnitedHealth Trades at $365 as It Shuts Plans for 390,000 Medicare Advantage Members. Here’s What It Signals for 2027 · 2026-10-02
- Neutral Form 4 Humana Inc For: 2 October By Investing.com · 2026-10-02
Sources this view read
- fundamentals Company overview & valuation (Alpha Vantage OVERVIEW)
- filing Quarterly financial statements (Alpha Vantage INCOME/BALANCE/CASH)
- earnings Reported earnings history (Alpha Vantage EARNINGS)
- prices Adjusted daily prices (Alpha Vantage TIME_SERIES_DAILY_ADJUSTED)